Your home is probably your biggest single asset so it is important to protect it against unexpected damage through things such as fire, storm, flood and subsidence. Buildings Insurance will also cover your fixtures and fittings and most policies will offer cover for less common causes of damage such as theft, accidental damage, vandalism and vehicle damage.
If you have a mortgage on your home it will be a condition of your mortgage that you have buildings insurance in place.
You become responsible for the property from the moment you exchange contract so it important that your Buildings Insurance policy is in place at this time and our advisors will help you arrange this.
Even if you are a landlord, you will want to protect your investment and any furnishings. Cover can also be extended to include rent guarantee in the event of tenant defaulting on their payments.
In addition to Buildings Insurance you should also consider including cover for your household goods and personal belongings.
Contents Insurance offers cover for things such as furniture, electrical goods, clothing and other personal items. You will also have the option to cover items you take out of your home such as jewellery, cameras and money. Finding the right cover can be complicated as different policies offer different levels of cover, so it is important that you get expert advice. Our advisors will explain all of the alternatives to you and tailor the policy to meet your individual needs.
Our recommendation will be based on the quality of cover available as well as the price, as sometimes customers are persuaded to purchase inferior products based on cost alone.
As with all insurance policies, conditions and exclusions will apply.
To speak to an advisor call 01788 578000 or visit our contact us page to request a callback.