Choosing between a fixed and a tracker mortgage is one of the biggest decisions you’ll make when arranging your home loan. Both have their place, and the right choice depends entirely on your circumstances and how you feel about risk. Here’s a simple breakdown to help you understand the difference. What is a fixed rate…

  If your fixed rate mortgage deal is coming to an end, it’s worth taking action well before your current rate expires. Left too long, you could slip onto your lender’s standard variable rate, which is usually more expensive. Here’s a step by step guide to remortgaging with confidence. Why your fixed rate ending matters…

  Saving for your first deposit is usually the biggest hurdle on the way to owning your own home. It’s a question we’re asked more than almost any other at Matt Clarke Mortgage Services, so here’s a straightforward guide to what you actually need, and where it can come from. What counts as your deposit…