Other services

Matt Clarke Mortgage Services work with fully qualified professionals offering the services listed below. They have years of experience helping clients achieve their ambitions. They will carry out a full assessment of your circumstances and will tailor their recommendations to meet your specific needs.


We appreciate that it’s important that the legal process doesn’t slow you down when you are buying a property or remortgaging which is why we work closely with a firms that understand the needs of our clients.

Bridging loans

Bridging loans are a short-term option that provides access to funding when it is needed most, particularly where there is a delay in selling your existing property. They can also be used for other purposes as a short-term solution.

Interest rates are normally higher than those charged on standard residential mortgages, so this type of loan should only be used as a stopgap measure.

Secured loans

A Secured loan is a second charge mortgage and can be a useful option where a traditional mortgage just won’t work or where there are penalties to pay for early repayment. Homeowners are able to borrow money against the equity in their home.

Providing there is sufficient equity in your property a Secured loan or 2nd Charge can sit behind the main mortgage and provide funds for property improvements, buy a car, repay existing credit cards or personal loans, or a whole other host of other reasons where a lump sum may be required. This option is usually quick and there will typically be low or no early repayment penalties, making it ideal for short term funding.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Commercial loans

A commercial mortgage is quite simply a mortgage that is lent to an individual or company to buy a business property and this can be for you own use or that of a third party. Commercial mortgages are available to purchase a huge range of different types of property for business purposes. There is no real limit to what can be borrowed, but the loan to value of a mortgage varies quite significantly between different types of property.

Commercial loans are not usually regulated by the Financial Conduct Authority.

Will writing

Writing a will is important as it will give clear instructions to your executors on how you wish your estate to be dealt with. A will may also help reduce the amount of Inheritance Tax that might be payable on the value of the property and money you leave behind.


When planning for your future it is vital that you get expert advice to ensure you are maximising the tax efficiency of your investment decisions.

The above services are arranged by introduction to a specialist company.